Fitness for Women: A Realistic Weekly Plan, Strength Training and Heart-Rate Zones
Exercise does more than burn calories. It strengthens your heart and lungs, helps keep your bones strong, supports a healthy weight and gives you energy for the rest of your day. The hard part is not knowing what to do; it is doing it regularly. Here is a realistic way to plan your week, with the numbers checked against national guidelines.
How much exercise is enough?
The Physical Activity Guidelines for Americans say that, to get the most health benefits, adults need at least 150 to 300 minutes of moderate-intensity aerobic activity a week, such as brisk walking or fast dancing, and muscle-strengthening activity, like lifting weights or doing push-ups, at least 2 days a week. You can reach 150 minutes with five 30-minute walks or three 50-minute sessions. If that sounds like too much, begin smaller. The first key guideline in the Physical Activity Guidelines is simply to move more and sit less, and two 20-minute sessions a week is a better place to start than nothing. Building up gradually is more sensible than feeling bad about not reaching the ideal. Our post on everyday activities that count as moderate exercise has easy ideas.
Should you lift weights before cardio?
You will often be told that weights must come first. The evidence is less strict than that. A 2026 position stand from the American College of Sports Medicine, which reviewed 137 systematic reviews, found that few training variables affected muscle strength and size, but that strength was improved by lifting heavier loads, using a full range of motion, doing 2 to 3 sets, training at least twice a week and doing the lifting at the beginning of the session. So if building strength is your main goal, it makes sense to lift while you are fresh, and then do your cardio. If your goal is endurance, you can reverse the order. The best plan is the one you will stick to. For a simple routine, see full-body workouts in two or three sessions a week.
How hard should you work?
A simple guide is your heart rate. The American Heart Association says that your maximum heart rate is about 220 minus your age, and that the target is about 50 to 70 percent of that during moderate activity and 70 to 85 percent during vigorous activity. For a 40-year-old, the maximum is about 180 beats per minute, so moderate exercise means roughly 90 to 126 beats a minute, and vigorous exercise 126 to 153. These are averages and should be used as a general guide. Aiming for 75 to 85 percent from day one is too much for most beginners, and the AHA advises people who are just starting to aim for the lower end, about 50 percent, and build up. Some medicines affect heart rate, so ask your doctor if you have a heart condition or take regular medication. The talk test also works: if you can talk but not sing, you are probably at a moderate level.
Why does strength training matter for bones?
Bone health is a particular concern for women. The National Institute of Arthritis and Musculoskeletal and Skin Diseases notes that osteoporosis is the major cause of fractures in postmenopausal women, and that for many women the disease begins to develop a year or two before menopause. You can help prevent it with weight-bearing exercise such as walking, a diet with enough calcium and vitamin D, not smoking and drinking alcohol only in moderation. Women aged 19 to 50 need 1,000 mg of calcium a day, and women over 50 need 1,200 mg; read do you need a calcium supplement? before you buy one.
How do you stay motivated?
Keep your commitments small enough to keep. A 20-minute session you actually do beats a 60-minute plan you skip. Some people find that company helps, whether it is a friend who walks with you or a class; our guide to choosing group fitness classes can help you pick one. Track what you do, celebrate it, and treat a missed day as a missed day, not as a failure. Talk to your doctor before starting a new program if you have a health condition, are pregnant or have not been active for a long time.